Credit Reports and Identity Theft

Here’s a heads-up: Your credit reports are not easy to read or understand. They are made up of a hodge-podge of company names, numbers, credit lines, payment history and more. These figures, at best, are difficult for the lay person to comprehend. Professionals that...

Credit Card Fraud

A person told me that their credit card had been stolen. I asked if they had reported the theft to the police or credit card company. They said they had not. I asked them why they didn’t report the theft. The person told me that they did not report the theft of the...

Children Can be Victims of Identity Theft

For the last several years, I have been recommending for parents or legal guardians to freeze children’s credit reports. Here is an excerpt for today’s Wall Street Journal about this issue: Young children may not even have an allowance yet, but thieves can...